LifeExec Advantage Benefits FAQ

LifeExec Dental benefits are powered by Aetna Dental Access, which means you can save 15 - 50 % off on over 262,000 dental practice locations nationwide. You can save on dental services such as cleaning, x-rays, crowns, root canal, filling, orthodontics, periodontics, and more.

Please use the prescription lookup to view the discount you would receive through LifeExec Advantage Wellness Plus, Wellness, or Mental Health program.

You'll be able to search by prescription, amount of refills, and zip code.

• 20% to 60% off Prescription Eyeglasses: This includes frames, lenses, and specialty items to cater to your specific needs.
• 10% to 40% off Soft Contact Lenses: Our partnership with America's Eyewear mail order service ensures savings on disposables and other types of lenses.
• 10% to 30% off Medical Eye Exams and Surgical Procedures: Your eye health is crucial, and we offer discounted rates for comprehensive eye exams and surgical procedures.
• 40% to 50% off Laser Surgery: If you're considering laser surgery, our benefits provide savings that are 40% to 50% below the overall national average.

Please note that our benefits do not cover any out-of-network provider visits or offer reimbursement for such visits. We understand the importance of accessing quality healthcare, which is why we have a vast network of providers available to our members. By staying within the network, our members can take advantage of negotiated rates and cost savings while receiving top-notch care.

Note: Urgent Care, Emergency Room, and all other services under the Accident program are offered as an indemnity program. Members can use this benefit at any location in the US.

Common conditions include colds, flu, poison ivy, respiratory infections, bronchitis, pink eye, sinus problems, allergies, unusual pains, urinary tract infections, and ear infections.

LifeExec Advantage benefits are an excellent choice to complement your Medicare plan. Advantage Wellness packages include telehealth services, dental, and vision care, along with pharmaceutical discounts on all prescriptions, not just generic ones.

Use Advantage Wellness to save 40%-75% on usual charges for MRI and CT Scans at thousands of credentialed radiology centers nationwide. You will be referred to a certified radiologist baed on condition, preferences, and location.

Yes. Save 40-75% on usual charges on ultrasounds, X-rays, colonoscopies, mammograms, upper endoscopy, GI consults, and more

The program is accessible through 5 Star Insurance. We will provide a toll-free support line for live assistance. Medical expense payments are typically distributed within 5-7 days.

Any US-based urgent care, emergency room, and licensed medical facilities can provide accident care. Services under the Accident program are offered as an indemnity program. Members are reimbursed for related expenses. Payments are typically distributed within 5-7 days of submission.

Coverage varies depending on the type of accident and treatments. Treatment reimbursements are specifically defined and paid according to the policy coverage. Learn more about coverage here.

Usage limitations are defined in the policy coverage.

No, members must contact our Patient Advocacy Line to schedule an appointment.

The network is physician-owned. It includes +15,000 doctors throughout the US and grows every month. The physicians do not publish a list, like traditional PPOs, to reduce unwanted calls, prevent walk-ins, and the eliminate patient frustration. Instead, healthcare concierge have direct access to physician calendars so they know which doctors are currently seeing new patients and have availability on their schedules. The result is a streamlined process that gets members to the best physicians within 24-48 hours. 

• Everything Begins With a Phone Call. For scheduling appointment, you'll call our Patient Advocacy Line. Based upon the member's symptoms or needs, medical staff will provide direct primary care options for an in-office appointment with a board-certified physician or urgent care facility (in-office appointments only available within business house of 7am to 6pm CST).
• Once the member chooses the option they would like to pursue, medical staff will schedule the appointment.
• The member is responsible for the visit fees associated with their care ($10 primary care of $25 urgent care). At the appointment, the physician will treat the member and prescribe medication if necessary.

You can certainly request to see the same physician for another appointment when you call the Patient Advocacy Line. However, please note that requesting to see the same physician does not guarantee that you will be able to secure an appointment within the 24-48 hour window.

Note: Urgent Care, Emergency Room, and all other services under the Accident program are offered as an indemnity program. Members can use this benefit at any location in the US.

While Advantage Premium detects, treats, and manages 13 of the most prevalent chronic disease states, we do not provide specialty care outside our partner-physician clinics. If a member currently sees a specialist for an advanced disease state, we do not recommend leaving that specialist.

Yes. LifeExec Advantage Protect includes immigration legal consultations.

Yes. The discounted fee for a residential real estate closing includes a free initial consultation and the review of the member’s purchase or sales agreement. Additionally, the plan attorney will provide one hour of representation at the closing for the purchase or sale of residential real estate. Additional hours will be billed at the guaranteed low hourly rate. All research including Title insurance, liens, deeds, property judgments, flood, hazard, or mortgage insurance, and fees associated with filing real estate documents in your state are not included in the definition or covered by this discounted rate. Additional work will always be done at the guaranteed low hourly rate ($125 an hour or 40% off their hourly rate, whichever is greater).

Advantage Protect ensures coverage throughout the US as all services are provided virtually, eliminating the need for physical locations.

Yes. This program is offered as a family plan. All benefits include the member, spouse/partner, and all dependents up to 26 years old.